China 106 SMS
Domestic standard 106 SMSDirect routes into China Mobile, Unicom and Telecom for one-time passwords, order notifications and marketing alike, submitted from the console or triggered over the API.
Fintech SMS
Lending and credit — SMS solutions
From acquisition to servicing, one stable route handles identity checks, credit decisions and repayment reminders, so no critical moment depends on the customer going looking for it.
Acquisition costs keep climbing
With products converging, the cost of each qualified application rises year on year and spending has to be calculated precisely.
Identity checks stall the flow
An online application has to confirm identity within seconds; one late one-time password is one lost applicant.
One channel is not enough
In-app messages and phone follow-ups reach almost nobody who has not installed the app.
Repayment reminders arrive late
A reminder after the debit date pushes both arrears and collection costs up together.
SMS SOLUTION
Where lending sends messages
Acquisition, approval, disbursement and servicing — each stage with its own template and priority.
Acquisition
Scenario 1
Instalment offers
Scenario 2
Disbursement notice
Scenario 3
Arrears reminder
Scenario 4
Decision notice
Scenario 5
Repayment reminder
Scenario 6
Testimonials
Our customers' trust is what keeps us investing
More than 30,000 teams send bulk campaigns through RedsmsBox, among them leaders in their industries.
SMS PRODUCTS
Four routes for four kinds of traffic
Pick a route by content type and target region; one-time passwords, notifications and marketing all share the same console.
International SMS
International standard SMSCovering 242 countries and regions from one API, with multilingual content and scheduling in the recipient's time zone.
Regulated categories
Five types of channel SMSDedicated routes for credit, crowdfunding, securities, insurance and property messaging, running domestic and international paths in parallel.
SIM-based SMS
The machine room SIM SMSSent from physical SIM cards across the 13x-18x ranges of all three carriers, with no template framework constraining the content.
FAQs
About lending use cases
What can be sent, how fast it lands, and how to integrate.
Loans, instalments, decisions, disbursements and repayment reminders are all carried. To find out whether your specific copy can be sent, submit it to support — you will have an answer the same day, along with the route configured for it.
RedsmsBoxModern infrastructure, proven routes